What’s a Medicare Supplement?

A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.


What’s Medicare Advantage?

Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. You’ll get your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan and not Original Medicare.


What’s Medicare Part D?

Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to join a Medicare Prescription Drug Plan (Part D) when you’re first eligible, and you don’t have other creditable prescription drug coverage, or you don’t get Extra Help, you’ll likely pay a late enrollment penalty.


A Few Words About Us

MIC is a division of LTC Financial Solutions established in 2003. Our agents have a combined 55 years of experience in the Medicare Insurance industry, furnishing clients throughout the United States.

With this level of expertise, we hope to make the process of understanding your Medicare options, one that is easy to understand, efficient and affordable. Here at MIC Financial, we represent several of the major carriers for Medicare Supplement plans (aka Medigap policies) Medicare Advantage Plans,  and Medicare Part D drug plans. We will help you find the plan that suits your health care needs, and your financial needs as well.

Insurance Carriers We Represent We will help you find the plan that suits your health care needs

MIC Financial’s Mission

Our goal here at MIC Financial is to ensure you understand your options in the Medicare marketplace. We know that this can be a very tedious endeavor and every individual is different; having access to all major carriers is the only way to determine what level of coverage will best suite your needs. Our team will work with you incessantly to maintain rate stability as well as ensure all questions or concerns are addressed properly and promptly.

What our clients are saying

  • As everyone knows who has ever signed up for Medicare and supplemental insurance, it can be a very confusing time with many questions. I contacted MIC Financial who fortunately put me in contact with Jennifer Everton, one of their Medicare Specialist. She walked me through the process effortlessly and answered all of my many questions. She researched the best plans available in my area for both supplemental and prescription insurance which meets my needs. Jennifer is knowledgeable, professional and very personable. She followed through on all aspects of the process making sure the supplemental policies were correct and to my satisfaction. She was readily available whenever I called with questions. I recommended her to family members and would highly recommend Jennifer and Medicare Consultants to anyone.

    Marry Harrington(Claremont, NH)
  • Teresa, Thank you again and again for getting my butt out of a really bad situation! I do appreciate your looking out for me. I could have been in hot water if not for you. Now that I am covered I feel safe.

    G. Erickson(Bellevue, WA)
  • Mr. Gholson: Take pride in the exceptional performance of Chris Carrino - an agent who represents you and MIC with professionalism and personal attention. His Technical competence is very evident. He understands not only his client but how to assemble the best supplement package both in cost and coverage. Chris is not a typical employee in either customer service or knowledge of his product and service options. This is to be commended and certainly applauded. He and MIC will be my recommendations for anyone seeking assistance in understanding and be making wise choices among the Medicare supplement programs. It is both a privilege and pleasure to write and recognize this exception person; I am certain his life is also lived with the same values. Thank you,

    David M. Ambrose, PhD
  • Teresa, I cannot thank you enough for all the time and energy you have expended in helping me get the best coverage for the best price. In the time we have worked together, you have connected me with the best drug plan and the best Medicare supplement, saving me a great deal of money. It is very apparent that you have the best interest of your customers at heart. I wish everyone could be as pleasant and efficient as you! It has been my pleasure working with you!

    L. Wilfling
  • Dear Mr. Brown, I received the Medicare Cigna supplement today and cancelled my United Health Care supplement. Since UHC was to take payment on August 1st, the timing was great. I was wondering if you have a supervisor that I could speak to about your superior service. I was really very desperate when we first spoke. Your guidance and helpful explanations plus literally walking me thru the process was above and beyond. I'm grateful for your patience and clarity about the choices that we settled on. I will talk to you again in Oct. so that we can take a look at the medication plans, until then you have my gratitude and sincerest thanks.

    Roz Beroza(Silver Spring, MD)
  • Thank you so much for your help in securing medigap & prescription drug policies for me. You were very helpful & knowledgeable with the information you shared. I feel confident that I am now fully insured. You help me along through the entire process, even staying on the phone with me while I filled out the application form for my prescription drug policy. Ready to help if I needed it. I would and will recommend your services to anyone who is entering this confusing phase of retirement

    Merlinda C(Saint Leonard, MD)


7815 N Dale Mabry Hwy
Suite # 108
Tampa, Florida 33614
Phone: 855-830-6099
Fax: 813-901-8975
E-mail: info@micfinancial.net